Heritage Bank, Inc.
Erlanger, KY — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Heritage Bank, Inc. | All Insured Commercial Banks in Kentucky |
Interest and Fees on Loans | 22,902 | 8,828 |
Income from Lease Financing Receivables | — | 2 |
40 | 44 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 20 | 22 |
Income on Loans and Leases (TE) | 22,922 | 8,864 |
Investment Interest Income (TE) | 3,061 | 1,656 |
Total Interest Income (TE) | 26,206 | 10,728 |
Total Interest Expense | 2,729 | 1,106 |
Net Interest Income (TE) | 23,477 | 9,572 |
Non-Interest Income | 4,080 | 2,231 |
Adjusted Operating Income (TE) | 27,557 | 12,006 |
Non-interest Expense | 17,324 | 8,402 |
Provision for Loan & Lease Losses | 1,460 | 243 |
Pretax Operating Income (TE) | 8,773 | 3,259 |
Pretax Net Operating Income (TE) | 8,779 | 3,369 |
Applicable Income Taxes | 2,069 | 444 |
Net Operating Income | 6,117 | 2,592 |
Net Income | 6,117 | 2,592 |
Cash Dividends Declared | 1,022 | 1,549 |
Retained Earnings | 5,095 | 1,045 |