Efficiency Ratio Over Time
Efficiency Ratio Heritage Bank, Inc. All Insured Commercial Banks in Kentucky
12-31-2016 62.865 70.925
09-30-2016 63.694 70.852
06-30-2016 64.932 70.777
03-31-2016 65.893 71.236
12-31-2015 63.889 71.003
09-30-2015 63.011 71.005
06-30-2015 63.045 71.221
03-31-2015 64.236 71.598
12-31-2014 59.829 71.185
09-30-2014 59.467 71.066
06-30-2014 59.586 71.585
03-31-2014 59.605 72.338
12-31-2013 55.69 71.025
09-30-2013 57.818 70.803
06-30-2013 58.278 70.948
03-31-2013 58.774 71.598
12-31-2012 57.077 70.026
09-30-2012 58.34 69.599
06-30-2012 58.669 69.567
03-31-2012 56.006 69.704
12-31-2011 58.052 69.743
09-30-2011 58.017 69.02
06-30-2011 58.134 69.3
03-31-2011 59.518 70.088
12-31-2010 57.667 69.311
09-30-2010 59.289 68.891
06-30-2010 59.878 69.079
03-31-2010 61.773 70.093
12-31-2009 58.127 72.702
09-30-2009 58.932 70.941
06-30-2009 58.691 71.534
03-31-2009 60.667 70.391
12-31-2008 54.621 68.026
09-30-2008 54.274 66.848
06-30-2008 54.597 67.147
03-31-2008 55.156 67.276
12-31-2007 50.058 65.891
09-30-2007 50.874 65.924
06-30-2007 50.772 66.138
03-31-2007 50.274 66.777
12-31-2006 48.198 65.047
09-30-2006 49.873 64.563
06-30-2006 52.702 63.918
03-31-2006 50.897 64.995
12-31-2005 50.214 63.822
09-30-2005 51.323 63.022
06-30-2005 52.304 63.278
03-31-2005 52.754 64.354
12-31-2004 48.202 63.911
09-30-2004 48.421 63.176
06-30-2004 48.525 63.432
03-31-2004 49.92 64.083
12-31-2003 52.153 63.309
09-30-2003 54.011 62.73
06-30-2003 56.487 62.654
03-31-2003 58.248 63.422
12-31-2002 52.354 62.137