Heartland Bank And Trust Company
Bloomington, IL — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Heartland Bank And Trust Company | All Insured Commercial Banks in Illinois |
| Interest and Fees on Loans | 103,188 | 8,415 |
| Income from Lease Financing Receivables | 1 | 4 |
| 1,642 | 41 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 883 | 20 |
| Income on Loans and Leases (TE) | 104,072 | 8,470 |
| Investment Interest Income (TE) | 17,041 | 1,438 |
| Total Interest Income (TE) | 122,145 | 10,200 |
| Total Interest Expense | 4,605 | 1,041 |
| Net Interest Income (TE) | 117,540 | 9,113 |
| Non-Interest Income | 30,693 | 2,030 |
| Adjusted Operating Income (TE) | 148,233 | 11,316 |
| Non-interest Expense | 83,230 | 7,442 |
| Provision for Loan & Lease Losses | 6,194 | 307 |
| Pretax Operating Income (TE) | 58,809 | 3,453 |
| Pretax Net Operating Income (TE) | 58,896 | 3,554 |
| Applicable Income Taxes | 861 | 569 |
| Net Operating Income | 53,579 | 2,671 |
| Net Income | 53,579 | 2,670 |
| Cash Dividends Declared | 36,000 | 1,225 |
| Retained Earnings | 17,579 | 1,214 |