Harvard State Bank
Harvard, NE — Domestic Branch of a Domestic Bank
Acquired Apr 2010
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Harvard State Bank | All Insured Commercial Banks in Nebraska |
Interest and Fees on Loans | 458 | 1,042 |
Income from Lease Financing Receivables | — | 61 |
— | 22 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 12 |
Income on Loans and Leases (TE) | 458 | 1,048 |
Investment Interest Income (TE) | 18 | 216 |
Total Interest Income (TE) | 479 | 1,250 |
Total Interest Expense | 131 | 330 |
Net Interest Income (TE) | 348 | 918 |
Non-Interest Income | -59 | 136 |
Adjusted Operating Income (TE) | 289 | 1,059 |
Non-interest Expense | 214 | 667 |
Provision for Loan & Lease Losses | 5 | 1,118 |
Pretax Operating Income (TE) | 70 | 320 |
Pretax Net Operating Income (TE) | 70 | 325 |
Applicable Income Taxes | 67 | 701 |
Net Operating Income | 1 | 250 |
Net Income | 1 | 250 |
Cash Dividends Declared | — | 379 |
Retained Earnings | 1 | 135 |