Harris Bank Naperville
Naperville, IL — Domestic Branch of a Domestic Bank
Acquired May 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Harris Bank Naperville | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 8,440 | 1,737 |
Income from Lease Financing Receivables | 77 | 503 |
21 | 41 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 11 | 22 |
Income on Loans and Leases (TE) | 8,528 | 1,755 |
Investment Interest Income (TE) | 882 | 390 |
Total Interest Income (TE) | 9,437 | 2,214 |
Total Interest Expense | 2,798 | 690 |
Net Interest Income (TE) | 6,639 | 1,516 |
Non-Interest Income | 1,051 | 283 |
Adjusted Operating Income (TE) | 7,690 | 1,808 |
Non-interest Expense | 3,893 | 1,072 |
Provision for Loan & Lease Losses | 285 | 197 |
Pretax Operating Income (TE) | 3,512 | 918 |
Pretax Net Operating Income (TE) | 3,512 | 922 |
Applicable Income Taxes | 1,177 | 804 |
Net Operating Income | 2,121 | 633 |
Net Income | 2,121 | 633 |
Cash Dividends Declared | 2,000 | 919 |
Retained Earnings | 121 | 1,363 |