Efficiency Ratio Over Time
Efficiency Ratio Harris Bank Naperville All Insured Commercial Banks in Illinois
03-31-2005 50.626 63.149
12-31-2004 52.835 63.383
09-30-2004 53.712 62.952
06-30-2004 55.103 63.147
03-31-2004 57.302 63.481
12-31-2003 55.574 63.697
09-30-2003 53.362 62.506
06-30-2003 52.059 62.464
03-31-2003 53.664 62.651
12-31-2002 47.707 62.349