Harris Bank Hinsdale, National Association
Hinsdale, IL — Domestic Branch of a Domestic Bank
Acquired May 2005
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Harris Bank Hinsdale, National Association | All Insured Commercial Banks in Illinois |
| Interest and Fees on Loans | 9,072 | 1,737 |
| Income from Lease Financing Receivables | 35 | 503 |
| — | 41 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 22 |
| Income on Loans and Leases (TE) | 9,107 | 1,755 |
| Investment Interest Income (TE) | 1,241 | 390 |
| Total Interest Income (TE) | 10,354 | 2,214 |
| Total Interest Expense | 3,021 | 690 |
| Net Interest Income (TE) | 7,333 | 1,516 |
| Non-Interest Income | 704 | 283 |
| Adjusted Operating Income (TE) | 8,037 | 1,808 |
| Non-interest Expense | 3,206 | 1,072 |
| Provision for Loan & Lease Losses | — | 197 |
| Pretax Operating Income (TE) | 4,831 | 918 |
| Pretax Net Operating Income (TE) | 4,831 | 922 |
| Applicable Income Taxes | 1,624 | 804 |
| Net Operating Income | 2,912 | 633 |
| Net Income | 2,912 | 633 |
| Cash Dividends Declared | 3,000 | 919 |
| Retained Earnings | — | 1,363 |