Harford Bank
Aberdeen, MD — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Harford Bank | All Insured Commercial Banks in Maryland |
Interest and Fees on Loans | 12,493 | 26,755 |
Income from Lease Financing Receivables | — | 11 |
57 | 96 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 28 | 47 |
Income on Loans and Leases (TE) | 12,521 | 26,874 |
Investment Interest Income (TE) | 541 | 1,967 |
Total Interest Income (TE) | 13,194 | 29,482 |
Total Interest Expense | 1,645 | 3,317 |
Net Interest Income (TE) | 11,549 | 26,146 |
Non-Interest Income | 1,125 | 6,777 |
Adjusted Operating Income (TE) | 12,674 | 33,615 |
Non-interest Expense | 9,165 | 22,749 |
Provision for Loan & Lease Losses | 521 | 1,334 |
Pretax Operating Income (TE) | 2,988 | 9,401 |
Pretax Net Operating Income (TE) | 2,989 | 9,540 |
Applicable Income Taxes | 1,100 | 2,919 |
Net Operating Income | 1,851 | 6,445 |
Net Income | 1,851 | 6,445 |
Cash Dividends Declared | 833 | 2,002 |
Retained Earnings | 1,018 | 3,243 |