Efficiency Ratio Over Time
Efficiency Ratio Harford Bank All Insured Commercial Banks in Maryland
12-31-2016 72.313 72.114
09-30-2016 74.074 73.594
06-30-2016 74.808 73.317
03-31-2016 73.531 75.18
12-31-2015 73.915 74.307
09-30-2015 74.759 73.798
06-30-2015 76.736 75.101
03-31-2015 76.384 75.696
12-31-2014 69.294 74.405
09-30-2014 67.941 74.964
06-30-2014 68.109 75.813
03-31-2014 67.786 75.763
12-31-2013 67.797 75.617
09-30-2013 67.861 74.858
06-30-2013 69.565 75.097
03-31-2013 66.12 76.025
12-31-2012 65.275 76.313
09-30-2012 67.331 74.919
06-30-2012 69.32 74.943
03-31-2012 66.891 73.762
12-31-2011 65.626 76.477
09-30-2011 65.784 75.062
06-30-2011 69.089 75.897
03-31-2011 70.106 76.908
12-31-2010 64.255 75.301
09-30-2010 63.888 73.898
06-30-2010 65.304 76.508
03-31-2010 65.744 74.453
12-31-2009 69.324 81.462
09-30-2009 70.728 83.788
06-30-2009 73.57 87.493
03-31-2009 71.354 85.072
12-31-2008 70.317 78.412
09-30-2008 70.43 76.225
06-30-2008 70.232 79.425
03-31-2008 68.746 74.589
12-31-2007 68.094 72.092
09-30-2007 69.695 69.78
06-30-2007 71.499 66.598
03-31-2007 71.451 67.486
12-31-2006 64.732 64.324
09-30-2006 63.851 62.96
06-30-2006 65.161 63.355
03-31-2006 63.643 65.04
12-31-2005 63.338 63.038
09-30-2005 63.17 63.109
06-30-2005 62.845 62.947
03-31-2005 65.439 63.513
12-31-2004 65.325 66.675
09-30-2004 64.461 65.184
06-30-2004 63.288 63.468
03-31-2004 65.7 63.796
12-31-2003 65.887 63.855
09-30-2003 63.294 62.07
06-30-2003 61.267 61.781
03-31-2003 61.774 62.014
12-31-2002 62.983 63.249