Harbor National Bank
Newport Beach, CA — Domestic Branch of a Domestic Bank
Acquired Apr 2004
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Harbor National Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 2,087 | 6,100 |
Income from Lease Financing Receivables | — | 1,443 |
— | 225 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 125 |
Income on Loans and Leases (TE) | 2,087 | 5,860 |
Investment Interest Income (TE) | 86 | 2,201 |
Total Interest Income (TE) | 2,269 | 5,322 |
Total Interest Expense | 318 | 985 |
Net Interest Income (TE) | 1,951 | 4,331 |
Non-Interest Income | 120 | 1,351 |
Adjusted Operating Income (TE) | 2,071 | 5,792 |
Non-interest Expense | 1,387 | 3,466 |
Provision for Loan & Lease Losses | 90 | 609 |
Pretax Operating Income (TE) | 594 | 6,928 |
Pretax Net Operating Income (TE) | 594 | 7,030 |
Applicable Income Taxes | 244 | 2,621 |
Net Operating Income | 350 | 4,364 |
Net Income | 350 | 4,363 |
Cash Dividends Declared | — | 5,527 |
Retained Earnings | 350 | 3,486 |