Guardian Bank
Valdosta, GA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Guardian Bank | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 10,593 | 8,444 |
Income from Lease Financing Receivables | — | 0 |
— | 26 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 12 |
Income on Loans and Leases (TE) | 10,593 | 8,459 |
Investment Interest Income (TE) | 1,048 | 1,021 |
Total Interest Income (TE) | 11,795 | 9,876 |
Total Interest Expense | 1,313 | 962 |
Net Interest Income (TE) | 10,482 | 8,907 |
Non-Interest Income | 783 | 2,364 |
Adjusted Operating Income (TE) | 11,265 | 11,707 |
Non-interest Expense | 6,888 | 7,890 |
Provision for Loan & Lease Losses | 358 | 260 |
Pretax Operating Income (TE) | 4,019 | 3,396 |
Pretax Net Operating Income (TE) | 4,127 | 3,480 |
Applicable Income Taxes | — | 748 |
Net Operating Income | 4,127 | 2,812 |
Net Income | 4,127 | 2,812 |
Cash Dividends Declared | 3,150 | 844 |
Retained Earnings | 977 | 1,559 |