Efficiency Ratio Over Time
Efficiency Ratio Guardian Bank All Insured Commercial Banks in Georgia
12-31-2016 61.145 72.067
09-30-2016 62.212 71.784
06-30-2016 62.775 71.801
03-31-2016 64.12 72.381
12-31-2015 61.725 74.736
09-30-2015 60.926 74.146
06-30-2015 60.849 74.924
03-31-2015 58.523 75.066
12-31-2014 54.629 76.672
09-30-2014 52.571 76.559
06-30-2014 50.074 76.671
03-31-2014 44.983 77.567
12-31-2013 54.991 78.98
09-30-2013 54.706 77.731
06-30-2013 55.26 77.662
03-31-2013 53.011 78.695
12-31-2012 56.555 81.634
09-30-2012 57.727 80.308
06-30-2012 57.497 79.256
03-31-2012 57.482 77.503
12-31-2011 55.644 86.295
09-30-2011 56.144 84.186
06-30-2011 61.315 84.663
03-31-2011 62.623 85.152
12-31-2010 60.199 93.824
09-30-2010 60.998 90.833
06-30-2010 61.425 90.425
03-31-2010 66.449 88.401
12-31-2009 66.28 105.063
09-30-2009 68.562 102.285
06-30-2009 70.254 106.774
03-31-2009 69.993 99.343
12-31-2008 65.771 92.806
09-30-2008 66.396 84.879
06-30-2008 66.463 82.103
03-31-2008 66.621 76.842
12-31-2007 65.402 66.184
09-30-2007 65.081 63.793
06-30-2007 65.048 63.216
03-31-2007 67.132 63.468
12-31-2006 65.332 63.007
09-30-2006 65.469 61.317
06-30-2006 66.202 61.045
03-31-2006 63.371 60.367
12-31-2005 59.672 62.186
09-30-2005 61.484 61.255
06-30-2005 63.012 61.571
03-31-2005 65.33 62.33
12-31-2004 64.183 64.32
09-30-2004 66.254 64.404
06-30-2004 67.577 64.229
03-31-2004 66.444 64.639
12-31-2003 64.176 65.562
09-30-2003 65 64.676
06-30-2003 66.819 64.537
03-31-2003 67.347 65.157
12-31-2002 73.184 64.609