Net Income Analysis ( % relative to Total Revenue )
Income Statement Greene County Commercial Bank All Insured Commercial Banks in New York
Interest and Fees on Loans — 41,190
Income from Lease Financing Receivables — 11
— 99
Estimated Tax Benefit from Tax-Exempt Loan Income — 52
Income on Loans and Leases (TE) — 41,538
Investment Interest Income (TE) 7,838 6,772
Total Interest Income (TE) 7,859 51,262
Total Interest Expense 722 6,465
Net Interest Income (TE) 7,137 44,373
Non-Interest Income 3 11,435
Adjusted Operating Income (TE) 7,140 60,531
Non-interest Expense 666 38,074
Provision for Loan & Lease Losses — 2,203
Pretax Operating Income (TE) 6,474 19,351
Pretax Net Operating Income (TE) 6,474 20,027
Applicable Income Taxes 1,411 5,930
Net Operating Income 3,627 13,255
Net Income 3,627 13,254
Cash Dividends Declared — 2,280
Retained Earnings 3,627 7,706