Granite Falls Bank
Granite Falls, MN — Non-member Bank
Active
Vitals
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Total Assets176.4M -27.0 %
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Total Deposits139.9M -35.3 %
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Total Net Loans66.1M -11.1 %
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Net Income3.3M -18.9 %
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Book Value16.1M -26.6 %
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Book Value x232.1M -26.6 %
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Book Value x348.2M -26.6 %
Balance Sheet Highlights
Financial Highlights | Granite Falls Bank | All Insured Commercial Banks in Minnesota |
Balance Sheet $(000) | ||
Total Assets | 176,380 | 147,703 |
Total Net Loans | 66,093 | 97,223 |
Total Deposits | 139,864 | 126,600 |
Total Equity | 16,067 | 15,565 |
Profitability | ||
Net Income | 3,253 | 1,683 |
Return on Average Assets | 1.717 | 1.08 |
Return on Average Equity | 16.393 | 9.905 |
Net Interest Margin | 3.993 | 3.845 |
Efficiency Ratio | 38.396 | 68.21 |
Noninterest Income/Revenue | 2.859 | 13.68 |
Balance Sheet Ratios | ||
Loan-to-Deposit | 47.255 | 75.205 |
Securities/Assets | .562 | .174 |
Total Equity/Total Assets | .091 | .105 |
Tangible Equity/Tangible Assets | .09 | .103 |
Capital Adequacy | ||
Tier 1 Common Capital | 15,063 | 15,225 |
Tier 1 Capital | 15,063 | 15,232 |
Tier 2 Capital | 769 | 1,135 |
Total Capital | 15,832 | 16,386 |
Total Risk Weighted Assets | 94,192 | 105,251 |
Leverage Ratio | 8.56 | 10.475 |
Common Equity Tier 1 Capital Ratio | 15.99 | 15.3 |
Tier 1 Capital Ratio | 15.99 | 15.308 |
Total Capital Ratio | 16.81 | 16.398 |
Timeline for Granite Falls Bank
Independent Bancshares, Inc.
Independent Bancshares, Inc. became a new parent organization for Granite Falls Bank.
View Profile Sep 26 1996Granite Holding Corporation
Granite Holding Corporation became a new parent organization for Granite Falls Bank.
View Profile Sep 14 1983Granite Falls Bank
Granite Falls Bank was established 146 years ago and is currently headquartered in Granite Falls, MN.
Jan 01 1878Relationships | Role | Relationship Start | Relationship End |
Independent Bancshares, Inc. | Parent | 9/26/1996 | |
Granite Holding Corporation | Parent | 9/14/1983 | 9/25/1996 |
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