Vitals
  • Total Assets
    102.9M -25.0 %
  • Total Deposits
    94.3M -21.6 %
  • Total Net Loans
    79.9M -24.7 %
  • Net Income
    -345000.0000
  • Book Value
    3.1M -65.9 %
  • Book Value x2
    6.1M -65.9 %
  • Book Value x3
    9.2M -65.9 %
ROAA

-1.303

ROAE

-42.751

Efficiency Ratio

124.142

Net Interest Margin

3.634

Balance Sheet Highlights
Financial Highlights Granite Community Bank, N.A. All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 102,913 482,819
Total Net Loans 79,931 364,671
Total Deposits 94,252 367,675
Total Equity 3,060 56,191
Profitability
Net Income -345 201
Return on Average Assets -1.303 -.196
Return on Average Equity -42.751 -2.618
Net Interest Margin 3.634 4.004
Efficiency Ratio 124.142 82.516
Noninterest Income/Revenue -9.662 10.288
Balance Sheet Ratios
Loan-to-Deposit 84.806 83.206
Securities/Assets .03 .805
Total Equity/Total Assets .03 .116
Tangible Equity/Tangible Assets .03 -.741
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,057 51,133
Tier 2 Capital 1,137 5,575
Total Capital 4,194 56,463
Total Risk Weighted Assets 88,228 361,255
Leverage Ratio 2.89 11.23
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 3.46 15.017
Total Capital Ratio 4.75 16.334

Timeline for Granite Community Bank, N.A.

Tri Counties Bank

Granite Community Bank, N.A. was acquired by Tri Counties Bank 14 years

View Profile May 29 2010

Granite Bancshares, Inc.

Granite Bancshares, Inc. became a new parent organization for Granite Community Bank, N.A..

View Profile Jan 10 2008

Granite Community Bank, N.A.

Granite Community Bank, N.A. was established 21 years ago and is currently headquartered in Granite Bay, CA.

Jun 04 2002
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Tri Counties Bank Buyer 4,465,405 Failure 5/29/2010
Relationships Role Relationship Start Relationship End
Granite Bancshares, Inc. Parent 1/10/2008 5/28/2010
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