Vitals
  • Total Assets
    195.4M 22.4 %
  • Total Deposits
    170.0M 23.6 %
  • Total Net Loans
    177.1M 22.5 %
  • Net Income
    2.1M 251.9 %
  • Book Value
    20.0M 33.7 %
  • Book Value x2
    39.9M 33.7 %
  • Book Value x3
    59.9M 33.7 %
ROAA

1.139

ROAE

11.527

Efficiency Ratio

80.195

Net Interest Margin

3.275

Balance Sheet Highlights
Financial Highlights Grand River Bank All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 195,377 330,697
Total Net Loans 177,104 227,599
Total Deposits 169,977 278,247
Total Equity 19,953 33,935
Profitability
Net Income 2,083 3,589
Return on Average Assets 1.139 .954
Return on Average Equity 11.527 8.772
Net Interest Margin 3.275 3.821
Efficiency Ratio 80.195 71.925
Noninterest Income/Revenue 19.37 24.061
Balance Sheet Ratios
Loan-to-Deposit 104.193 76.845
Securities/Assets .026 .16
Total Equity/Total Assets .102 .103
Tangible Equity/Tangible Assets .102 .098
Capital Adequacy
Tier 1 Common Capital 19,809 32,553
Tier 1 Capital 19,809 32,664
Tier 2 Capital 2,126 2,479
Total Capital 21,935 35,133
Total Risk Weighted Assets 174,165 242,208
Leverage Ratio 10.1 10.341
Common Equity Tier 1 Capital Ratio 11.37 15.339
Tier 1 Capital Ratio 11.37 15.393
Total Capital Ratio 12.59 16.423

Timeline for Grand River Bank

Grand River Bank

Grand River Bank was established 15 years ago and is currently headquartered in Grandville, MI.

Apr 30 2009

Grand River Commerce, Inc.

Grand River Commerce, Inc. became a new parent organization for Grand River Bank.

View Profile Apr 30 2009
Relationships Role Relationship Start Relationship End
Grand River Commerce, Inc. Parent 4/30/2009
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