Vitals
  • Total Assets
    23.0M -13.8 %
  • Total Deposits
    20.4M -11.3 %
  • Total Net Loans
    12.2M -13.9 %
  • Net Income
    119000.0000 -17.4 %
  • Book Value
    1.5M -26.8 %
  • Book Value x2
    2.9M -26.8 %
  • Book Value x3
    4.4M -26.8 %
ROAA

.985

ROAE

13.926

Efficiency Ratio

57.342

Net Interest Margin

3.598

Balance Sheet Highlights
Financial Highlights Golden State Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 23,045 175,392
Total Net Loans 12,203 120,422
Total Deposits 20,362 147,487
Total Equity 1,453 17,032
Profitability
Net Income 119 2,530
Return on Average Assets .985 1.156
Return on Average Equity 13.926 11.609
Net Interest Margin 3.598 3.805
Efficiency Ratio 57.342 65.236
Noninterest Income/Revenue 5.248 10.589
Balance Sheet Ratios
Loan-to-Deposit 59.93 75.496
Securities/Assets .395 .893
Total Equity/Total Assets .063 .097
Tangible Equity/Tangible Assets .063 -.024
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 1,599 16,386
Tier 2 Capital 100 1,359
Total Capital 1,699 17,762
Total Risk Weighted Assets 15,016 130,096
Leverage Ratio 6.79 10.277
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.65 15.314
Total Capital Ratio 11.31 16.342

Timeline for Golden State Bank

Brown County State Bank

Golden State Bank was acquired by Brown County State Bank 17 years

View Profile Jul 15 2006

Mercantile Bancorp, Inc.

Mercantile Bancorp, Inc. became a new parent organization for Golden State Bank.

View Profile Dec 02 1997

Golden Bancshares, Inc.

Golden Bancshares, Inc. became a new parent organization for Golden State Bank.

View Profile Dec 11 1987

Golden State Bank

Golden State Bank was established 114 years ago and is currently headquartered in Golden, IL.

May 10 1910
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Brown County State Bank Buyer 113,997 Pooling of Interests Discontinued 7/15/2006
Relationships Role Relationship Start Relationship End
Mercantile Bancorp, Inc. Parent 12/2/1997 7/14/2006
Golden Bancshares, Inc. Parent 12/11/1987 12/1/1997
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