Net Income Analysis ( % relative to Total Revenue )
Income Statement Ge Capital Bank All Insured Commercial Banks in Utah
Interest and Fees on Loans -1,318 32,634
Income from Lease Financing Receivables 2,368 242
— 1
Estimated Tax Benefit from Tax-Exempt Loan Income — 1
Income on Loans and Leases (TE) 1,050 33,304
Investment Interest Income (TE) 29 3,450
Total Interest Income (TE) 2,751 38,407
Total Interest Expense -450 2,277
Net Interest Income (TE) 3,201 35,675
Non-Interest Income -8,742 7,707
Adjusted Operating Income (TE) -5,541 43,303
Non-interest Expense -5,380 13,063
Provision for Loan & Lease Losses — 2,731
Pretax Operating Income (TE) -161 21,377
Pretax Net Operating Income (TE) -294 21,427
Applicable Income Taxes 174 7,374
Net Operating Income -468 13,758
Net Income -468 13,757
Cash Dividends Declared — 815
Retained Earnings -468 11,236