Net Income Analysis ( % relative to Total Revenue )
Income Statement Gateway Commercial Bank All Insured Commercial Banks in Arizona
Interest and Fees on Loans 3,281 47,461
Income from Lease Financing Receivables — 312
— 2,043
Estimated Tax Benefit from Tax-Exempt Loan Income — 1,098
Income on Loans and Leases (TE) 3,281 48,872
Investment Interest Income (TE) 625 5,018
Total Interest Income (TE) 4,011 54,451
Total Interest Expense 465 2,892
Net Interest Income (TE) 3,546 51,559
Non-Interest Income 188 9,875
Adjusted Operating Income (TE) 3,734 61,434
Non-interest Expense 2,177 32,874
Provision for Loan & Lease Losses 219 801
Pretax Operating Income (TE) 1,338 27,759
Pretax Net Operating Income (TE) 1,384 27,886
Applicable Income Taxes 473 7,553
Net Operating Income 877 18,705
Net Income 877 18,705
Cash Dividends Declared 518 581
Retained Earnings 359 18,123