Gateway Bank, F.S.B.
Oakland, CA — Federal Savings Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Gateway Bank, F.S.B. | All Insured Savings Banks in California |
Interest and Fees on Loans | 4,111 | 42,739 |
Income from Lease Financing Receivables | — | 695 |
— | 157 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 84 |
Income on Loans and Leases (TE) | 4,111 | 43,519 |
Investment Interest Income (TE) | 382 | 8,473 |
Total Interest Income (TE) | 4,760 | 53,926 |
Total Interest Expense | 746 | 8,135 |
Net Interest Income (TE) | 4,014 | 45,792 |
Non-Interest Income | 712 | 30,983 |
Adjusted Operating Income (TE) | 4,726 | 76,775 |
Non-interest Expense | 6,009 | 40,827 |
Provision for Loan & Lease Losses | 35 | 480 |
Pretax Operating Income (TE) | -1,318 | 35,468 |
Pretax Net Operating Income (TE) | -1,089 | 35,715 |
Applicable Income Taxes | — | 13,774 |
Net Operating Income | -1,089 | 21,465 |
Net Income | -1,089 | 21,465 |
Cash Dividends Declared | — | 5,217 |
Retained Earnings | -1,089 | 16,249 |