Vitals
  • Total Assets
    70.8M 6.3 %
  • Total Deposits
    60.8M 17.1 %
  • Total Net Loans
    56.0M 2.5 %
  • Net Income
    1.4M 22.6 %
  • Book Value
    9.3M 8.6 %
  • Book Value x2
    18.6M 8.6 %
  • Book Value x3
    27.9M 8.6 %
ROAA

2.609

ROAE

20.606

Efficiency Ratio

51.49

Net Interest Margin

5.153

Balance Sheet Highlights
Financial Highlights Garden City State Bank All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 70,839 124,551
Total Net Loans 56,004 65,803
Total Deposits 60,800 101,340
Total Equity 9,304 14,193
Profitability
Net Income 1,374 887
Return on Average Assets 2.609 .946
Return on Average Equity 20.606 8.675
Net Interest Margin 5.153 3.722
Efficiency Ratio 51.49 69.409
Noninterest Income/Revenue 14.967 13.147
Balance Sheet Ratios
Loan-to-Deposit 92.112 63.639
Securities/Assets .039 .291
Total Equity/Total Assets .131 .114
Tangible Equity/Tangible Assets .131 .111
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 9,158 12,672
Tier 2 Capital 755 918
Total Capital 9,913 13,601
Total Risk Weighted Assets 60,056 78,228
Leverage Ratio 12.82 10.239
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 15.25 17.22
Total Capital Ratio 16.51 18.403

Timeline for Garden City State Bank

The Kearny County Bank

Garden City State Bank was acquired by The Kearny County Bank 11 years

View Profile Oct 20 2012

United Bancshares, Inc.

United Bancshares, Inc. became a new parent organization for Garden City State Bank.

View Profile May 15 2008

Garden City State Bank

Garden City State Bank was established 24 years ago and is currently headquartered in Garden City, KS.

Mar 13 2000
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Kearny County Bank Buyer 196,387 Acquisition Discontinued 10/20/2012
Relationships Role Relationship Start Relationship End
United Bancshares, Inc. Parent 5/15/2008 10/19/2012
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