Net Income Analysis ( % relative to Total Revenue )
Income Statement Frost Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 452,238 10,872
Income from Lease Financing Receivables 12,291 2
4,415 44
Estimated Tax Benefit from Tax-Exempt Loan Income 2,367 22
Income on Loans and Leases (TE) 466,896 10,941
Investment Interest Income (TE) 426,243 2,007
Total Interest Income (TE) 910,288 13,476
Total Interest Expense 7,485 1,063
Net Interest Income (TE) 902,803 12,338
Non-Interest Income 327,777 2,639
Adjusted Operating Income (TE) 1,230,580 15,335
Non-interest Expense 725,752 9,693
Provision for Loan & Lease Losses 51,673 524
Pretax Operating Income (TE) 453,155 4,819
Pretax Net Operating Income (TE) 468,130 4,946
Applicable Income Taxes 43,881 576
Net Operating Income 308,808 3,858
Net Income 308,808 3,845
Cash Dividends Declared 141,377 1,701
Retained Earnings 167,431 1,997