Net Income Analysis ( % relative to Total Revenue )
Income Statement Fremont Investment & Loan All Insured Commercial Banks in California
Interest and Fees on Loans 63,672 14,421
Income from Lease Financing Receivables — 5,135
— 1,595
Estimated Tax Benefit from Tax-Exempt Loan Income — 817
Income on Loans and Leases (TE) 63,672 14,510
Investment Interest Income (TE) 47,323 5,759
Total Interest Income (TE) 117,296 15,445
Total Interest Expense 121,765 5,476
Net Interest Income (TE) — 10,123
Non-Interest Income — 2,867
Adjusted Operating Income (TE) — 12,364
Non-interest Expense 61,740 8,133
Provision for Loan & Lease Losses 65 7,057
Pretax Operating Income (TE) — 12,889
Pretax Net Operating Income (TE) — 12,309
Applicable Income Taxes 32,191 3,561
Net Operating Income — 7,901
Net Income — 7,857
Cash Dividends Declared — 10,620
Retained Earnings — 5,099