Vitals
  • Total Assets
    52.9M -3.3 %
  • Total Deposits
    43.7M -3.6 %
  • Total Net Loans
    10.0M -13.2 %
  • Net Income
    56000.0000 214.3 %
  • Book Value
    9.1M -0.9 %
  • Book Value x2
    18.3M -0.9 %
  • Book Value x3
    27.4M -0.9 %
ROAA

.105

ROAE

.606

Efficiency Ratio

97.075

Net Interest Margin

1.952

Balance Sheet Highlights
Financial Highlights Freeland State Bank All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 52,868 330,697
Total Net Loans 10,050 227,599
Total Deposits 43,679 278,247
Total Equity 9,133 33,935
Profitability
Net Income 56 3,589
Return on Average Assets .105 .954
Return on Average Equity .606 8.772
Net Interest Margin 1.952 3.821
Efficiency Ratio 97.075 71.925
Noninterest Income/Revenue 11.447 24.061
Balance Sheet Ratios
Loan-to-Deposit 23.009 76.845
Securities/Assets .598 .16
Total Equity/Total Assets .173 .103
Tangible Equity/Tangible Assets .173 .098
Capital Adequacy
Tier 1 Common Capital 9,175 32,553
Tier 1 Capital 9,175 32,664
Tier 2 Capital 178 2,479
Total Capital 9,353 35,133
Total Risk Weighted Assets 14,161 242,208
Leverage Ratio 17.56 10.341
Common Equity Tier 1 Capital Ratio 64.79 15.339
Tier 1 Capital Ratio 64.79 15.393
Total Capital Ratio 66.05 16.423

Timeline for Freeland State Bank

Freeland State Bank

Freeland State Bank was established 120 years ago and is currently headquartered in Freeland, MI.

Jan 01 1904
Relationships Role Relationship Start Relationship End
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