Vitals
  • Total Assets
    376.7M 7.8 %
  • Total Deposits
    322.3M 8.3 %
  • Total Net Loans
    302.9M 9.8 %
  • Net Income
    1.5M -32.9 %
  • Book Value
    38.6M 7.5 %
  • Book Value x2
    77.1M 7.5 %
  • Book Value x3
    115.7M 7.5 %
ROAA

.4

ROAE

3.927

Efficiency Ratio

78.092

Net Interest Margin

3.688

Balance Sheet Highlights
Financial Highlights Frederick County Bank All Insured Commercial Banks in Maryland
Balance Sheet $(000)
Total Assets 376,675 804,628
Total Net Loans 302,855 615,155
Total Deposits 322,255 644,089
Total Equity 38,573 83,729
Profitability
Net Income 1,461 6,445
Return on Average Assets .4 .743
Return on Average Equity 3.927 7.02
Net Interest Margin 3.688 3.678
Efficiency Ratio 78.092 72.114
Noninterest Income/Revenue 7.927 18.691
Balance Sheet Ratios
Loan-to-Deposit 93.98 90.195
Securities/Assets .06 .114
Total Equity/Total Assets .102 .104
Tangible Equity/Tangible Assets .102 .093
Capital Adequacy
Tier 1 Common Capital 38,712 74,463
Tier 1 Capital 38,712 75,572
Tier 2 Capital 3,744 7,498
Total Capital 42,456 83,523
Total Risk Weighted Assets 353,562 632,592
Leverage Ratio 10.23 9.794
Common Equity Tier 1 Capital Ratio 10.95 12.533
Tier 1 Capital Ratio 10.95 12.687
Total Capital Ratio 12.01 13.794

Timeline for Frederick County Bank

Fcb Hagerstown, Llc

Fcb Hagerstown, Llc became a new subsidiary organization for Frederick County Bank.

View Profile Aug 11 2011

Fcb Mortgage, Llc

Fcb Mortgage, Llc became a new subsidiary organization for Frederick County Bank.

View Profile Apr 13 2004

Frederick County Bancorp, Inc.

Frederick County Bancorp, Inc. became a new parent organization for Frederick County Bank.

View Profile Oct 01 2003

Frederick County Bank

Frederick County Bank was established 22 years ago and is currently headquartered in Frederick, MD.

Oct 18 2001
Relationships Role Relationship Start Relationship End
Frederick County Bancorp, Inc. Parent 10/1/2003
Fcb Hagerstown, Llc Subsidary 8/11/2011
Fcb Mortgage, Llc Subsidary 4/13/2004 2/23/2009
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