Franklin State Bank & Trust Company
Winnsboro, LA — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Franklin State Bank & Trust Company | All Insured Commercial Banks in Louisiana |
| Interest and Fees on Loans | 6,601 | 12,249 |
| Income from Lease Financing Receivables | — | 0 |
| — | 11 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 5 |
| Income on Loans and Leases (TE) | 6,601 | 12,303 |
| Investment Interest Income (TE) | 351 | 1,723 |
| Total Interest Income (TE) | 7,060 | 14,309 |
| Total Interest Expense | 657 | 1,286 |
| Net Interest Income (TE) | 6,403 | 13,025 |
| Non-Interest Income | 838 | 2,369 |
| Adjusted Operating Income (TE) | 7,241 | 15,580 |
| Non-interest Expense | 4,796 | 10,422 |
| Provision for Loan & Lease Losses | 3,985 | 665 |
| Pretax Operating Income (TE) | -1,540 | 3,985 |
| Pretax Net Operating Income (TE) | -1,540 | 4,088 |
| Applicable Income Taxes | — | 519 |
| Net Operating Income | -1,540 | 3,221 |
| Net Income | -1,540 | 3,221 |
| Cash Dividends Declared | 93 | 1,724 |
| Retained Earnings | -1,633 | 1,267 |