Franklin Security Bank
Wilkes Barre, PA — Domestic Branch of a Domestic Bank
Acquired Apr 2014
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Franklin Security Bank | All Insured Savings Banks in Pennsylvania |
| Interest and Fees on Loans | 1,554 | 3,372 |
| Income from Lease Financing Receivables | — | 1 |
| 52 | 17 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 21 | 8 |
| Income on Loans and Leases (TE) | 1,575 | 3,391 |
| Investment Interest Income (TE) | 400 | 759 |
| Total Interest Income (TE) | 1,988 | 4,267 |
| Total Interest Expense | 412 | 811 |
| Net Interest Income (TE) | 1,576 | 3,458 |
| Non-Interest Income | -9 | 595 |
| Adjusted Operating Income (TE) | 1,567 | 4,761 |
| Non-interest Expense | 1,235 | 3,444 |
| Provision for Loan & Lease Losses | 197 | 104 |
| Pretax Operating Income (TE) | 135 | 1,205 |
| Pretax Net Operating Income (TE) | 135 | 1,232 |
| Applicable Income Taxes | -27 | 272 |
| Net Operating Income | 89 | 869 |
| Net Income | 89 | 868 |
| Cash Dividends Declared | — | 118 |
| Retained Earnings | 89 | 558 |