Fowler State Bank
Fowler, IN — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Fowler State Bank | All Insured Commercial Banks in Indiana |
Interest and Fees on Loans | 4,173 | 17,558 |
Income from Lease Financing Receivables | — | 63 |
— | 140 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 73 |
Income on Loans and Leases (TE) | 4,173 | 17,832 |
Investment Interest Income (TE) | 2,327 | 2,939 |
Total Interest Income (TE) | 6,541 | 21,400 |
Total Interest Expense | 531 | 2,125 |
Net Interest Income (TE) | 6,010 | 19,222 |
Non-Interest Income | 603 | 5,497 |
Adjusted Operating Income (TE) | 6,613 | 24,709 |
Non-interest Expense | 4,454 | 15,248 |
Provision for Loan & Lease Losses | 250 | 481 |
Pretax Operating Income (TE) | 1,909 | 8,741 |
Pretax Net Operating Income (TE) | 2,337 | 8,865 |
Applicable Income Taxes | 375 | 2,204 |
Net Operating Income | 1,962 | 6,062 |
Net Income | 1,962 | 6,062 |
Cash Dividends Declared | 1,150 | 3,093 |
Retained Earnings | 812 | 2,557 |