Net Income Analysis ( % relative to Total Revenue )
Income Statement Fowler State Bank All Insured Commercial Banks in Colorado
Interest and Fees on Loans 1,934 12,058
Income from Lease Financing Receivables 57 15
57 86
Estimated Tax Benefit from Tax-Exempt Loan Income 26 44
Income on Loans and Leases (TE) 2,017 12,124
Investment Interest Income (TE) 427 1,943
Total Interest Income (TE) 2,562 14,428
Total Interest Expense 315 901
Net Interest Income (TE) 2,247 13,487
Non-Interest Income 269 4,327
Adjusted Operating Income (TE) 2,516 18,392
Non-interest Expense 1,598 12,555
Provision for Loan & Lease Losses 131 237
Pretax Operating Income (TE) 787 5,288
Pretax Net Operating Income (TE) 787 5,374
Applicable Income Taxes 173 823
Net Operating Income 540 4,034
Net Income 540 4,034
Cash Dividends Declared 35 1,590
Retained Earnings 505 2,176