Foundation One Bank
Waterloo, NE — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Foundation One Bank | All Insured Commercial Banks in Nebraska |
| Interest and Fees on Loans | 3,307 | 5,628 |
| Income from Lease Financing Receivables | 3 | 1 |
| — | 22 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 11 |
| Income on Loans and Leases (TE) | 3,310 | 5,649 |
| Investment Interest Income (TE) | 86 | 825 |
| Total Interest Income (TE) | 3,422 | 6,660 |
| Total Interest Expense | 582 | 793 |
| Net Interest Income (TE) | 2,840 | 5,813 |
| Non-Interest Income | 1,935 | 986 |
| Adjusted Operating Income (TE) | 4,775 | 6,872 |
| Non-interest Expense | 3,724 | 4,155 |
| Provision for Loan & Lease Losses | 121 | 208 |
| Pretax Operating Income (TE) | 930 | 2,412 |
| Pretax Net Operating Income (TE) | 930 | 2,466 |
| Applicable Income Taxes | 342 | 297 |
| Net Operating Income | 577 | 1,910 |
| Net Income | 577 | 1,911 |
| Cash Dividends Declared | — | 887 |
| Retained Earnings | 577 | 1,015 |