Fnb Bank, Inc.
Romney, WV — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Fnb Bank, Inc. | All Insured Commercial Banks in West Virginia |
Interest and Fees on Loans | 5,854 | 11,666 |
Income from Lease Financing Receivables | 5 | 1 |
— | 100 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 47 |
Income on Loans and Leases (TE) | 5,859 | 11,724 |
Investment Interest Income (TE) | 1,309 | 1,523 |
Total Interest Income (TE) | 7,251 | 13,460 |
Total Interest Expense | 1,084 | 1,601 |
Net Interest Income (TE) | 6,167 | 11,860 |
Non-Interest Income | 1,065 | 3,481 |
Adjusted Operating Income (TE) | 7,232 | 15,431 |
Non-interest Expense | 4,866 | 10,280 |
Provision for Loan & Lease Losses | — | 502 |
Pretax Operating Income (TE) | 2,366 | 4,739 |
Pretax Net Operating Income (TE) | 2,437 | 4,910 |
Applicable Income Taxes | 424 | 1,424 |
Net Operating Income | 1,885 | 3,265 |
Net Income | 1,885 | 3,285 |
Cash Dividends Declared | 1,318 | 1,194 |
Retained Earnings | 567 | 1,335 |