Net Income Analysis ( % relative to Total Revenue )
Income Statement Florida Business Bank All Insured Commercial Banks in Florida
Interest and Fees on Loans 3,904 17,732
Income from Lease Financing Receivables — 0
— 43
Estimated Tax Benefit from Tax-Exempt Loan Income — 22
Income on Loans and Leases (TE) 3,904 17,770
Investment Interest Income (TE) 362 2,218
Total Interest Income (TE) 4,352 20,559
Total Interest Expense 370 2,162
Net Interest Income (TE) 3,982 18,272
Non-Interest Income 132 3,794
Adjusted Operating Income (TE) 4,114 22,711
Non-interest Expense 2,762 16,000
Provision for Loan & Lease Losses -40 402
Pretax Operating Income (TE) 1,392 6,153
Pretax Net Operating Income (TE) 1,419 6,294
Applicable Income Taxes 492 1,702
Net Operating Income 886 4,381
Net Income 886 4,381
Cash Dividends Declared — 1,082
Retained Earnings 886 2,782