Five Points Bank
Grand Island, NE — State Member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Five Points Bank | All Insured Commercial Banks in Nebraska |
Interest and Fees on Loans | 28,506 | 5,628 |
Income from Lease Financing Receivables | 299 | 1 |
362 | 22 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 195 | 11 |
Income on Loans and Leases (TE) | 29,000 | 5,649 |
Investment Interest Income (TE) | 7,794 | 825 |
Total Interest Income (TE) | 37,262 | 6,660 |
Total Interest Expense | 4,275 | 793 |
Net Interest Income (TE) | 32,987 | 5,813 |
Non-Interest Income | 6,222 | 986 |
Adjusted Operating Income (TE) | 39,209 | 6,872 |
Non-interest Expense | 19,482 | 4,155 |
Provision for Loan & Lease Losses | — | 208 |
Pretax Operating Income (TE) | 19,727 | 2,412 |
Pretax Net Operating Income (TE) | 19,696 | 2,466 |
Applicable Income Taxes | 373 | 297 |
Net Operating Income | 16,963 | 1,910 |
Net Income | 16,963 | 1,911 |
Cash Dividends Declared | 9,700 | 887 |
Retained Earnings | 7,263 | 1,015 |