Net Income Analysis ( % relative to Total Revenue )
Income Statement Fiserv Trust Company All Insured Commercial Banks in Colorado
Interest and Fees on Loans — 7,333
Income from Lease Financing Receivables — 86
— 75
Estimated Tax Benefit from Tax-Exempt Loan Income — 37
Income on Loans and Leases (TE) — 7,363
Investment Interest Income (TE) 12,117 2,645
Total Interest Income (TE) 12,117 7,584
Total Interest Expense 4,115 2,811
Net Interest Income (TE) 8,002 4,673
Non-Interest Income 12,205 1,441
Adjusted Operating Income (TE) 20,207 6,117
Non-interest Expense 17,732 3,922
Provision for Loan & Lease Losses — 942
Pretax Operating Income (TE) 2,475 2,918
Pretax Net Operating Income (TE) 2,475 2,938
Applicable Income Taxes 946 1,034
Net Operating Income 1,529 2,013
Net Income 1,529 2,011
Cash Dividends Declared — 1,931
Retained Earnings 1,529 1,004