Firstar Bank, National Association
Sallisaw, OK — National Bank
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Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Firstar Bank, National Association | All Insured Commercial Banks in Oklahoma |
| Interest and Fees on Loans | 23,064 | 7,418 |
| Income from Lease Financing Receivables | — | 18 |
| 9 | 37 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 5 | 19 |
| Income on Loans and Leases (TE) | 23,069 | 7,480 |
| Investment Interest Income (TE) | 914 | 972 |
| Total Interest Income (TE) | 24,158 | 8,661 |
| Total Interest Expense | 2,331 | 749 |
| Net Interest Income (TE) | 21,827 | 7,866 |
| Non-Interest Income | 7,012 | 1,736 |
| Adjusted Operating Income (TE) | 28,839 | 9,962 |
| Non-interest Expense | 19,263 | 6,544 |
| Provision for Loan & Lease Losses | 877 | 343 |
| Pretax Operating Income (TE) | 8,699 | 2,979 |
| Pretax Net Operating Income (TE) | 8,706 | 3,057 |
| Applicable Income Taxes | — | 104 |
| Net Operating Income | 8,561 | 2,672 |
| Net Income | 8,561 | 2,672 |
| Cash Dividends Declared | 5,500 | 1,602 |
| Retained Earnings | 3,061 | 1,026 |