Net Income Analysis ( % relative to Total Revenue )
Income Statement First Western Bank All Insured Commercial Banks in Arkansas
Interest and Fees on Loans 14,651 11,107
Income from Lease Financing Receivables — 1
5 29
Estimated Tax Benefit from Tax-Exempt Loan Income 3 15
Income on Loans and Leases (TE) 14,654 11,129
Investment Interest Income (TE) 274 1,636
Total Interest Income (TE) 15,116 12,872
Total Interest Expense 2,094 1,430
Net Interest Income (TE) 13,022 11,443
Non-Interest Income 3,559 3,679
Adjusted Operating Income (TE) 16,581 16,091
Non-interest Expense 12,956 10,771
Provision for Loan & Lease Losses 574 635
Pretax Operating Income (TE) 3,051 4,580
Pretax Net Operating Income (TE) 3,052 4,646
Applicable Income Taxes 992 823
Net Operating Income 2,015 3,504
Net Income 2,015 3,504
Cash Dividends Declared 200 2,018
Retained Earnings 1,815 1,459