First Vietnamese American Bank
Westminster, CA — Non-member Bank
Acquired Nov 2010
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Vietnamese American Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 1,660 | 15,482 |
Income from Lease Financing Receivables | — | 13 |
— | 5 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 2 |
Income on Loans and Leases (TE) | 1,660 | 15,603 |
Investment Interest Income (TE) | 123 | 1,655 |
Total Interest Income (TE) | 1,801 | 17,909 |
Total Interest Expense | 772 | 3,246 |
Net Interest Income (TE) | 1,029 | 14,579 |
Non-Interest Income | 105 | 2,182 |
Adjusted Operating Income (TE) | 1,134 | 18,319 |
Non-interest Expense | 2,551 | 11,766 |
Provision for Loan & Lease Losses | 534 | 4,347 |
Pretax Operating Income (TE) | -1,951 | 1,165 |
Pretax Net Operating Income (TE) | -1,951 | 1,440 |
Applicable Income Taxes | 1 | 618 |
Net Operating Income | -1,952 | 847 |
Net Income | -1,952 | 833 |
Cash Dividends Declared | — | 95 |
Retained Earnings | -1,952 | 419 |