First Victoria National Bank
Victoria, TX — Domestic Branch of a Domestic Bank
Acquired Nov 2013
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | First Victoria National Bank | All Insured Commercial Banks in Texas |
| Interest and Fees on Loans | 64,446 | 6,262 |
| Income from Lease Financing Receivables | — | 1 |
| — | 19 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 9 |
| Income on Loans and Leases (TE) | 64,446 | 6,295 |
| Investment Interest Income (TE) | 6,198 | 1,251 |
| Total Interest Income (TE) | 71,379 | 7,834 |
| Total Interest Expense | 5,267 | 772 |
| Net Interest Income (TE) | 66,112 | 7,014 |
| Non-Interest Income | 21,033 | 1,628 |
| Adjusted Operating Income (TE) | 87,145 | 8,819 |
| Non-interest Expense | 52,301 | 5,885 |
| Provision for Loan & Lease Losses | 2,954 | 185 |
| Pretax Operating Income (TE) | 31,890 | 2,716 |
| Pretax Net Operating Income (TE) | 31,947 | 2,763 |
| Applicable Income Taxes | 9,958 | 292 |
| Net Operating Income | 20,938 | 2,176 |
| Net Income | 20,938 | 2,166 |
| Cash Dividends Declared | — | 721 |
| Retained Earnings | 20,938 | 1,311 |