First United Bank
Crete, IL — Non-member Bank
Acquired Sep 2012
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First United Bank | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 4,170 | 3,680 |
Income from Lease Financing Receivables | 5 | 1 |
10 | 16 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 7 |
Income on Loans and Leases (TE) | 4,175 | 3,708 |
Investment Interest Income (TE) | 575 | 731 |
Total Interest Income (TE) | 4,820 | 4,563 |
Total Interest Expense | 855 | 757 |
Net Interest Income (TE) | 3,965 | 3,785 |
Non-Interest Income | 990 | 810 |
Adjusted Operating Income (TE) | 4,955 | 4,699 |
Non-interest Expense | 5,747 | 3,139 |
Provision for Loan & Lease Losses | 3,366 | 497 |
Pretax Operating Income (TE) | -4,158 | 1,026 |
Pretax Net Operating Income (TE) | -3,951 | 1,116 |
Applicable Income Taxes | -11 | 164 |
Net Operating Income | -3,940 | 839 |
Net Income | -3,940 | 839 |
Cash Dividends Declared | — | 255 |
Retained Earnings | -3,940 | 439 |