First United Bank & Trust
Oakland, MD — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | First United Bank & Trust | All Insured Commercial Banks in Maryland |
Interest and Fees on Loans | 38,948 | 26,755 |
Income from Lease Financing Receivables | — | 11 |
54 | 96 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 28 | 47 |
Income on Loans and Leases (TE) | 38,976 | 26,874 |
Investment Interest Income (TE) | 6,314 | 1,967 |
Total Interest Income (TE) | 45,726 | 29,482 |
Total Interest Expense | 5,876 | 3,317 |
Net Interest Income (TE) | 39,850 | 26,146 |
Non-Interest Income | 13,935 | 6,777 |
Adjusted Operating Income (TE) | 53,785 | 33,615 |
Non-interest Expense | 38,669 | 22,749 |
Provision for Loan & Lease Losses | 3,121 | 1,334 |
Pretax Operating Income (TE) | 11,995 | 9,401 |
Pretax Net Operating Income (TE) | 12,435 | 9,540 |
Applicable Income Taxes | 3,476 | 2,919 |
Net Operating Income | 8,523 | 6,445 |
Net Income | 8,523 | 6,445 |
Cash Dividends Declared | 1,000 | 2,002 |
Retained Earnings | 7,523 | 3,243 |