First Team Bank
Heber Springs, AR — Domestic Branch of a Domestic Bank
Acquired Nov 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Team Bank | All Insured Commercial Banks in Arkansas |
Interest and Fees on Loans | 505 | 5,752 |
Income from Lease Financing Receivables | — | 305 |
2 | 70 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 1 | 34 |
Income on Loans and Leases (TE) | 506 | 5,767 |
Investment Interest Income (TE) | 235 | 1,422 |
Total Interest Income (TE) | 792 | 7,306 |
Total Interest Expense | 268 | 2,361 |
Net Interest Income (TE) | 524 | 4,946 |
Non-Interest Income | 116 | 1,201 |
Adjusted Operating Income (TE) | 640 | 6,246 |
Non-interest Expense | 423 | 3,737 |
Provision for Loan & Lease Losses | — | 620 |
Pretax Operating Income (TE) | 217 | 3,823 |
Pretax Net Operating Income (TE) | 203 | 3,838 |
Applicable Income Taxes | — | 1,291 |
Net Operating Income | 975 | 2,640 |
Net Income | 975 | 2,637 |
Cash Dividends Declared | — | 2,435 |
Retained Earnings | 975 | 1,508 |