Efficiency Ratio Over Time
Efficiency Ratio First Team Bank All Insured Commercial Banks in Arkansas
09-30-2005 66.109 62.356
06-30-2005 70.726 62.366
03-31-2005 69.985 62.442
12-31-2004 66.18 61.666
09-30-2004 64.43 59.948
06-30-2004 60.414 59.86
03-31-2004 60.384 60.283
12-31-2003 60.156 60.454
09-30-2003 62.085 59.579
06-30-2003 60.606 60.492
03-31-2003 61.299 60.574
12-31-2002 60.56 59.756