Efficiency Ratio Over Time
Efficiency Ratio First State Bank All Insured Commercial Banks in Texas
12-31-2016 82.275 66.762
09-30-2016 75.445 66.187
06-30-2016 74.478 66.286
03-31-2016 74.687 66.484
12-31-2015 85.784 67.473
09-30-2015 81.626 67.019
06-30-2015 84.021 67.62
03-31-2015 74.121 68.379
12-31-2014 70.565 67.933
09-30-2014 67.179 67.76
06-30-2014 67.841 68.348
03-31-2014 67.384 69.161
12-31-2013 64.872 70.01
09-30-2013 59.948 69.448
06-30-2013 56.489 70.111
03-31-2013 61.819 71.168
12-31-2012 70.654 70.289
09-30-2012 67.509 69.365
06-30-2012 70.845 69.7
03-31-2012 69.421 69.836
12-31-2011 84.109 71.203
09-30-2011 79.681 70.717
06-30-2011 82.337 71.672
03-31-2011 93.636 72.166
12-31-2010 95.929 72.798
09-30-2010 89.71 71.344
06-30-2010 94.532 71.672
03-31-2010 102.765 72.124
12-31-2009 84.283 72.899
09-30-2009 77.969 71.928
06-30-2009 75.644 72.628
03-31-2009 69.898 71.399
12-31-2008 72.327 70.933
09-30-2008 66.966 69.839
06-30-2008 64.443 70.152
03-31-2008 59.54 69.753
12-31-2007 59.42 68.047
09-30-2007 57.203 66.762
06-30-2007 59.731 66.933
03-31-2007 59.01 66.629
12-31-2006 62.846 66.288
09-30-2006 59.668 64.993
06-30-2006 59.688 65.249
03-31-2006 67.77 65.978
12-31-2005 68.229 67.153
09-30-2005 69.636 66.756
06-30-2005 69.853 67.031
03-31-2005 65.874 67.486
12-31-2004 74.6 69.184
09-30-2004 71.127 68.305
06-30-2004 71.193 68.807
03-31-2004 68.61 69.055
12-31-2003 74.258 69.41
09-30-2003 68.423 68.526
06-30-2003 66.197 68.452
03-31-2003 64.903 68.632
12-31-2002 69.471 67.534