Vitals
  • Total Assets
    52.5M -2.6 %
  • Total Deposits
    44.4M -2.4 %
  • Total Net Loans
    9.8M 0.6 %
  • Net Income
    138000.0000 31.4 %
  • Book Value
    8.0M -3.6 %
  • Book Value x2
    16.0M -3.6 %
  • Book Value x3
    24.0M -3.6 %
ROAA

.257

ROAE

1.644

Efficiency Ratio

82.275

Net Interest Margin

2.149

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 52,506 358,087
Total Net Loans 9,816 213,533
Total Deposits 44,382 308,027
Total Equity 8,012 38,740
Profitability
Net Income 138 3,845
Return on Average Assets .257 1.025
Return on Average Equity 1.644 9.415
Net Interest Margin 2.149 3.773
Efficiency Ratio 82.275 66.762
Noninterest Income/Revenue 3.656 16.375
Balance Sheet Ratios
Loan-to-Deposit 22.117 65.494
Securities/Assets .666 .214
Total Equity/Total Assets .153 .108
Tangible Equity/Tangible Assets .153 .104
Capital Adequacy
Tier 1 Common Capital 8,371 37,278
Tier 1 Capital 8,371 37,303
Tier 2 Capital 62 2,526
Total Capital 8,433 39,866
Total Risk Weighted Assets 18,165 237,367
Leverage Ratio 15.59 10.563
Common Equity Tier 1 Capital Ratio 46.08 18.073
Tier 1 Capital Ratio 46.08 18.097
Total Capital Ratio 46.42 19.169

Timeline for First State Bank

First State Bank

First State Bank was established 80 years ago and is currently headquartered in Hemphill, TX.

Sep 09 1944
Relationships Role Relationship Start Relationship End
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