Vitals
  • Total Assets
    175.9M 5.1 %
  • Total Deposits
    142.8M 2.7 %
  • Total Net Loans
    125.8M 3.2 %
  • Net Income
    3.1M 20.6 %
  • Book Value
    21.4M 8.2 %
  • Book Value x2
    42.8M 8.2 %
  • Book Value x3
    64.2M 8.2 %
ROAA

1.818

ROAE

14.918

Efficiency Ratio

49.307

Net Interest Margin

4.318

Balance Sheet Highlights
Financial Highlights First State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 175,857 198,346
Total Net Loans 125,836 133,864
Total Deposits 142,795 165,124
Total Equity 21,385 22,060
Profitability
Net Income 3,111 2,310
Return on Average Assets 1.818 1.15
Return on Average Equity 14.918 9.92
Net Interest Margin 4.318 3.587
Efficiency Ratio 49.307 60.34
Noninterest Income/Revenue 7.34 13.494
Balance Sheet Ratios
Loan-to-Deposit 88.124 77.091
Securities/Assets .158 .197
Total Equity/Total Assets .122 .111
Tangible Equity/Tangible Assets .112 .107
Capital Adequacy
Tier 1 Common Capital 20,002 21,135
Tier 1 Capital 20,002 21,140
Tier 2 Capital 1,829 1,625
Total Capital 21,831 22,777
Total Risk Weighted Assets 145,848 151,308
Leverage Ratio 11.49 10.944
Common Equity Tier 1 Capital Ratio 13.71 15.631
Tier 1 Capital Ratio 13.71 15.631
Total Capital Ratio 14.97 16.675

Timeline for First State Bank

Patriot Bank

Acquisition: First State Bank acquired a new subsidiary, Patriot Bank, 10 years

View Profile Jul 12 2014

First State Bank Holding Company

First State Bank Holding Company became a new parent organization for First State Bank.

View Profile Jun 10 1982

First State Bank

First State Bank was established 112 years ago and is currently headquartered in Lynnville, IA.

Jan 01 1912
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Patriot Bank Seller 53,946 Acquisition Discontinued 7/12/2014
Relationships Role Relationship Start Relationship End
First State Bank Holding Company Parent 6/10/1982
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