Efficiency Ratio Over Time
Efficiency Ratio First State Bank All Insured Commercial Banks in Texas
12-31-2016 88.918 66.762
09-30-2016 88.268 66.187
06-30-2016 90.694 66.286
03-31-2016 88.525 66.484
12-31-2015 87.662 67.473
09-30-2015 87.114 67.019
06-30-2015 86.677 67.62
03-31-2015 87.5 68.379
12-31-2014 85.941 67.933
09-30-2014 87.192 67.76
06-30-2014 85.042 68.348
03-31-2014 82.349 69.161
12-31-2013 81.328 70.01
09-30-2013 82.031 69.448
06-30-2013 83.756 70.111
03-31-2013 85.055 71.168
12-31-2012 82.575 70.289
09-30-2012 82.027 69.365
06-30-2012 81.953 69.7
03-31-2012 80.576 69.836
12-31-2011 83.512 71.203
09-30-2011 84.86 70.717
06-30-2011 85.06 71.672
03-31-2011 85.151 72.166
12-31-2010 78.188 72.798
09-30-2010 77.087 71.344
06-30-2010 76.086 71.672
03-31-2010 77.01 72.124
12-31-2009 80.838 72.899
09-30-2009 82.541 71.928
06-30-2009 83.317 72.628
03-31-2009 81.497 71.399
12-31-2008 81.899 70.933
09-30-2008 83.191 69.839
06-30-2008 86.051 70.152
03-31-2008 86.571 69.753
12-31-2007 77.032 68.047
09-30-2007 75.975 66.762
06-30-2007 74.902 66.933
03-31-2007 74.441 66.629
12-31-2006 70.084 66.288
09-30-2006 69.068 64.993
06-30-2006 70.034 65.249
03-31-2006 70.449 65.978
12-31-2005 80.863 67.153
09-30-2005 84.257 66.756
06-30-2005 87.52 67.031
03-31-2005 89.799 67.486
12-31-2004 105.277 69.184
09-30-2004 108.757 68.305
06-30-2004 115.599 68.807
03-31-2004 116.667 69.055
12-31-2003 91.955 69.41
09-30-2003 76.389 68.526
06-30-2003 27.966 68.452
03-31-2003 90.053 68.632
12-31-2002 81.663 67.534