Efficiency Ratio Over Time
Efficiency Ratio First State Bank All Insured Commercial Banks in Kansas
12-31-2006 70.379 67.633
09-30-2006 73.067 65.541
06-30-2006 77.351 65.59
03-31-2006 77.189 66.106
12-31-2005 83.82 67.422
09-30-2005 82.127 65.584
06-30-2005 82.486 65.636
03-31-2005 84.272 65.912
12-31-2004 86.906 68.337
09-30-2004 85.622 66.709
06-30-2004 84.69 66.928
03-31-2004 84.985 68.091
12-31-2003 80.479 68.368
09-30-2003 78.387 66.157
06-30-2003 79.297 65.617
03-31-2003 77.236 66.237
12-31-2002 78.909 66.521