Net Income Analysis ( % relative to Total Revenue )
Income Statement First State Bank All Insured Commercial Banks in Nebraska
Interest and Fees on Loans 1,488 4,418
Income from Lease Financing Receivables — 2
100 27
Estimated Tax Benefit from Tax-Exempt Loan Income 52 12
Income on Loans and Leases (TE) 1,540 4,446
Investment Interest Income (TE) 535 695
Total Interest Income (TE) 2,077 5,271
Total Interest Expense 755 1,285
Net Interest Income (TE) 1,322 3,968
Non-Interest Income 165 705
Adjusted Operating Income (TE) 1,487 4,664
Non-interest Expense 772 2,976
Provision for Loan & Lease Losses — 362
Pretax Operating Income (TE) 715 1,399
Pretax Net Operating Income (TE) 718 1,411
Applicable Income Taxes 18 191
Net Operating Income 648 1,060
Net Income 648 1,059
Cash Dividends Declared 1,206 448
Retained Earnings -558 504