First State Bank
Beaver City, NE — Domestic Branch of a Domestic Bank
Acquired Mar 2011
Efficiency Ratio Over Time
| Efficiency Ratio | First State Bank | All Insured Commercial Banks in Nebraska |
| 12-31-2010 | 51.934 | 66.807 |
| 09-30-2010 | 48.707 | 64.796 |
| 06-30-2010 | 53.067 | 65.983 |
| 03-31-2010 | 55.59 | 66.749 |
| 12-31-2009 | 55.827 | 68.001 |
| 09-30-2009 | 55.488 | 66.481 |
| 06-30-2009 | 51.292 | 67.973 |
| 03-31-2009 | 49.622 | 66.661 |
| 12-31-2008 | 46.086 | 66.437 |
| 09-30-2008 | 40.083 | 64.25 |
| 06-30-2008 | 38.516 | 65.23 |
| 03-31-2008 | 48.795 | 65.824 |
| 12-31-2007 | 53.769 | 65.801 |
| 09-30-2007 | 50.052 | 63.468 |
| 06-30-2007 | 50.949 | 63.995 |
| 03-31-2007 | 51.792 | 64.671 |
| 12-31-2006 | 53.908 | 65.52 |
| 09-30-2006 | 53.142 | 63.305 |
| 06-30-2006 | 52.716 | 63.409 |
| 03-31-2006 | 50.462 | 63.58 |
| 12-31-2005 | 44.071 | 63.82 |
| 09-30-2005 | 39.761 | 61.488 |
| 06-30-2005 | 39.276 | 61.839 |
| 03-31-2005 | 34.085 | 62.17 |
| 12-31-2004 | 41.782 | 63.815 |
| 09-30-2004 | 39.159 | 61.22 |
| 06-30-2004 | 40.549 | 61.591 |
| 03-31-2004 | 43.544 | 61.665 |
| 12-31-2003 | 41.69 | 63.167 |
| 09-30-2003 | 38.426 | 60.898 |
| 06-30-2003 | 40.225 | 61.895 |
| 03-31-2003 | 40.744 | 61.914 |
| 12-31-2002 | 42.108 | 62.153 |