First State Bank
Thompson Falls, MT — Domestic Branch of a Domestic Bank
Acquired Nov 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First State Bank | All Insured Commercial Banks in Montana |
Interest and Fees on Loans | 7,087 | 4,474 |
Income from Lease Financing Receivables | — | 183 |
10 | 70 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 5 | 37 |
Income on Loans and Leases (TE) | 7,092 | 4,488 |
Investment Interest Income (TE) | 754 | 1,270 |
Total Interest Income (TE) | 7,912 | 5,346 |
Total Interest Expense | 2,788 | 1,366 |
Net Interest Income (TE) | 5,124 | 3,972 |
Non-Interest Income | 526 | 654 |
Adjusted Operating Income (TE) | 5,650 | 4,624 |
Non-interest Expense | 2,773 | 2,544 |
Provision for Loan & Lease Losses | 300 | 276 |
Pretax Operating Income (TE) | 2,577 | 3,425 |
Pretax Net Operating Income (TE) | 2,569 | 3,392 |
Applicable Income Taxes | 883 | 1,235 |
Net Operating Income | 1,607 | 2,430 |
Net Income | 1,607 | 2,430 |
Cash Dividends Declared | 168 | 1,530 |
Retained Earnings | 1,439 | 1,366 |